CV Jos van der Sterren Professional History 2003- Current Consultant, Ayania Inclusive Financial Sector Consultants (IFSC BV) Mr Jos van der Sterren is a part-time senior consultant of Ayani (www.ayani.nl). He has worked on several projects related to microfinance development and poverty alleviation. Recent assignments undertaken in Tanzania (2008), Georgia (2007), Ethiopia (2005), Kosovo (2005), Sierra Leone (2008). 2003- Current NHTV Breda University of Applied Sciences Mr van der Sterren is coordinator of the Master Course in Tourism Destination Management that is based on a multi-stakeholder approach of tourism development. Also he is a senior lecturer on Business Development, International Finance and Economics. 1997-2003 Fund Manager, Cordaid/ Finance Business Unit Development and operational management of a wholesale credit fund offering financial services to microfinance sector and retail credit to small business in developing countries. Total assets worth € 45 mill. Maintain relations with over 100 clients in 25 countries in Asia, Latin America, Eastern Europe and Africa. This included portfolio management / risk assessment, operational management of business unit (6 account managers), Supported processes of institutional transformation of MFIs and represented Cordaid in shareholding positions in specialized microfinance institutions and investment funds. 1996-1997 Financial officer, Novib Financial monitoring on projects funded in Latin Responsible for development of credit policy of Novib. America. 1994 – 1996 Consultant, Argentina Advising on micro and SME development (business plan development, credit review, training of micro-entrepreneurs). Assignments for UNICEF, EDCS/OIKOCREDIT, IDB, Bilance (Cordaid) 1990 – 1994 Advisor, UNAN, Nicaragua Responsible for upgrading of three year's bachelor career programmes in business management, banking and finance and accountancy, including staff training and curriculum development. 1989 – 1990 Financial Analyst, Novib, The Netherlands Responsible for financial analysis of transaction structures -1- (including financial sale/leasebacks, debt-for-equity transactions). Page 2 2009-10-09 Education • • Drs. Economics, Tilburg University, 1989 Business Credit – series of courses, Dutch Institute for Banking, Insurance and Investment, NIBE, Amsterdam, 1997 Languages Dutch (fluent) English (fluent), Spanish (fluent), French (intermediate), German (intermed.) Recent Country Experience Argentina • • • • Business training to starting micro-enterpreneurs, IADB, 2005 Support and credit risk analysis to country representative, Oikocredit 2004-2006. Project evaluation, UNICEF 2005 Maastricht School of Management. Design of facility for including small scale producers in Tourism Value Chains through develoment of credit products, linking international touroperators to local microfinance institutions, Cordaid 2006 Design of guarantee facility for bank wholesale lending to MFIs with a view to increasing access to funding, KFW 2005 Assessment of capacity and interest of private banks in downscaling to service the SME market segment, KFW 2005 Training on credit risk appraisal and emerging tourism market and business development for Bank and MFI staff, EBRD 2007 Interim Board representative and Institutional support to Microfinance Institution in transition, Cordaid 2002 Trained branch managers of the leading MFI in Kosovo in SME loan appraisal, KEP 2005. Investment analysis sustainable tourism, NHTV 2006. Risk analysis and credit review of Fondo de Desarrollo Local, Managua, Cordaid 2006 Development of business model and credit products for micro-enterprises through value chain analysis in tourism and microfinance, Opportunity International 2006. Responsible for upgrading of programmes in business management, banking and finance and accountancy, including staff training and curriculum development. Dominican Republic • Ethiopia • • Georgia • Kenya Kosovo Laos Nicaragua • • • • • • Peru Trained staff of Ministry of Tourism Perú in financial appraisal of Ecotourism Ventures, NUFFIC, 2006. • • The Assessment of MFI demand for capital, Cordaid, 2007. Identification of tourism opportunities and policy issues, Page 3 2009-10-09 Philippines Sierra Leone • • Island of Palawan, NHTV 2007 Member of Investment Committee of a Microfinance Sector Facility, 2006 – current. (Cordaid) Drafting of Investment Committee procedure manual for the Microfinance Investment and Technical Assistance Facility, Enterprising Solutions 2003. Tourism destination GPS analysis, Phuket, 2004-2005. Credit analysis of requests for loans of central funds from CRS affiliates, including Bolivia, Ecuador, East Timor, Thailand, 2004. Research on Microfinance Institutions: Transitions to Private Capital, Enterprising Solutions 2004. Seminar on income and selfemployment in services in developing countries, NHTV 2004. Training microfinance and small business development, Maastricht School of Management 2003. Training microfinance and small business development, Maastricht School of Management 1998. Thailand Other • • • • • • Publications • • • • • • • 2004 ‘Commuty Based Tourism Development’. Working paper presented at Syposium CEDLA, Amsterdam, dec. 810 2004. 2004 ‘Financing Microfinance Institutions: The Context for Transitions to Private Capital’ USAID, microreport # 8, downloadable document at http://www.esglobal.com/pdf/Financing%20Microfinance %20Institutions.pdf 2005: ‘Armoede Verrijkt!’ Debate on economic, social and cultural impacts of tourism to developing countries (Paul Peeters, Ilja Simons, Jeroen Nawijn, Jos van der Sterren). Tijdschrift VTS, yr. 23, ed. 3, 2005, ISSN 1384-2439. 2006: ‘Using GIS tourism research in alleviating poverty in developing countries: the case of Phuket, Thailand’. Van der Sterren, J. and Landré M. Paper presented at RMNO International Working conference ‘Connecting the agenda’s: Sustainable Developmeny of Tourism’, 2-3 november 2006. 2007 ‘Propoor tourism through innovation in financial markets’ , paper presented at Conference Advances in Tourism Economics, Vila Nova de Santo André, Portugal, April 13-14, 2007. 2008: ‘The ST-EP Programme and Least Developed Countries: is tourism the best alternative?’. Van der Sterren, J. , Nawijn, J. and Peeters, P. In: Tourism Developments, Growth, Myths and Inequalities, CABI 2008. pp. 1-11. ISBN 978-1-84593-425-5. 2008 ‘Financial markets, microfinance and tourism in developing countries’, Revista Ara, vol 1. no. 2 (2008), pp.35-44 ISSN: 1997-2520. Page 4 2009-10-09